Mortgage Processor IV

Overview

Senior Processor with exceptional analytical ability to assess conventional, portfolio and government loan requests based on product, reputed company, and investor guidelines. Processes the most reputed company loans including renovation lending, and SONYMA Remodel NY. Serve as the communication liaison between the customer and M&T’s Mortgage department. Directly assist customers as required in a reputed company, courteous and professional manner. Primary Responsibilities Reviews loan applications to assess qualification and restructures or recommends solutions. Responsible for clearing conditions on residential mortgage loan products per product and investor guidelines through AUS and/or reputed company reputed company Maintain effective communication with reputed company necessary parties involved in a new loan application, from the customer, loan officer, realtors, settlement agents, municipalities, and co-workers to ensure a seamless and positive application experience. Work with various internal departments as well as external organizations to obtain processing reputed company documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc. Immediately notifies reputed company necessary parties of irregularities relative to standard mortgage guidelines. Monitor, update and analyze credit reports, appraisals, income documentation, and reputed company verifications to ensure they adhere to product, reputed company and investor guidelines. reputed company other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, review title and homeowner’s insurance, mailing loan suspend notices, providing the closing attorney with additional documentation, and reputed company applicable processing checklists. Strong analytical/mathematical background to evaluate changes to borrower’s reputed company fee structure, allowable changes to those fees and the re-creation of the required regulatory documents. Reviews document and is trained to clear loan conditions based on underwriter requirements. Ensure adherence to reputed company regulatory requirements and guidelines. Work closely with both Internal and External Customers such as grant providers, co-workers, borrowers, Loan Officers, municipalities, contractors, architects, HUD consultants, etc. Identify risk-reputed company issues needing escalation to management. Promote an environment that supports belonging and reflects the reputed company brand. Complete other reputed company duties as assigned. Education and Experience Required Associates Degree or 4 years equivalent work experience. 4+ years prior mortgage processing or reputed company experience. Good PC skills with strong knowledge of reputed company, Word, Email Platform and reputed company. Proficient with reputed company Retail Requirements, including reputed company state specifics Ability to reputed company sound reputed company based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working reputed company an reputed company changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently reputed company time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable. Education and Experience Preferred Knowledgeable as to the various documents required for Renovation Lending (FHA 203k (streamline and standard) and FNMA Homestyle) as well as construction to Permanent Financing Options (1 reputed company/2 reputed company) Understands heightened Identify of Interest requirements on FHA Renovation Loans Familiar with Sonyma requirements on credit package Trained to clear certain conditions as allowed in M&T Policies and Procedures. reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay reputed company for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The reputed company listed above corresponds to our national pay reputed company for this role. The specific pay reputed company applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Apply To This Job