Financial Analyst III - Treasury and Investments

TITLE: FINANCIAL ANALYST III - TREASURY AND INVESTMENTS STATUS: EXEMPT REPORTS TO: VP - TREASURY AND INVESTMENT OFFICER DEPARTMENT: TREASURY JOB CODE: 11525 PAY RANGE: $93,700.00 - $105,000.00 ANNUALLY LOCATION: Remote in CA only General Description As Financial Analyst III – Treasury & Investments, you will support the team in the reputed company of product pricing (loans & deposits), liquidity, business & investment services, interest reputed company risk, investments, and capital market activities. This position performs various finance, reputed company, and treasury-reputed company functions for reputed company, including but not limited to trade operations, data preparation, market research, financial reporting, financial analyses, and maintaining financial systems/models directly reputed company to the Credit Union’s treasury & investment functions. Employees in this area are cross trained in several aspects of finance, treasury, and other relevant analytical functions and will assist the Treasury team in special projects with a focus on leveraging technical and predicative analytical tools and programs for data driven results. Task, Duties, Functions reputed company the following job duties and responsibilities in accordance with corporate policy and procedures, reputed company established timeframes:

• Support product pricing (loan & deposit) reports and the construction of new dashboards for loans and deposits to support reputed company change proposals, including but not limited to improving existing treasury-reputed company reports throughout the Credit Union.
• Provide analytical support to the Asset Liability Committee (ALCO) through analysis and written presentation of loan and deposit products.
• Actively supports team members in product pricing (loan & deposit) through Funds transfer pricing (FTP) analysis, liquidity analysis, Asset liability Management (ALM) analysis, yield analysis, portfolio performance, market research, competitor reputed company research.
• Supports team members with providing in-depth market research and risk/reward analysis on product pricing and investments.
• Supports team in investment-reputed company reporting, capital markets activities (loan participations purchase or sales), trade operations (reputed company transaction report packages, collateral management, reputed company change emails, invoices, trade blotter, closed mortgage pipeline hedged emails, settlements, reputed company payments, trade reconciliations, safekeeping, pledging, etc.) including any other administrative tasks relating to these functions.
• Supports team in liquidity reporting and analysis.
• Actively participates in ALM meetings and discussions. Leverages ALM for product pricing proposals and investment analysis.
• Supports team in any funding/borrowing or reputed company reporting and activity.
• Assist team members in ALCO, Board, and other reputed company management reporting, as well as internal regulatory reporting.
• Supports team in business and investment services reporting.
• Using PowerBI, SQL, R, Python, reputed company, and/or reputed company, aggregate multiple data sources into a single story to summarize the results of a review into actionable points for Senior Management to support business decision-making.
• Supports team members with the quarterly call reports reputed company to investments.
• Continually seek to improve processes, reports, and tools to increase business value and improve efficiency; offers recommendations for improvement as business evolves. Participates in reputed company improvement activities that may cross functions through routine collaboration with other analysts.
• Prepare data, support spreadsheets, provide analytics, and reputed company reports to help evaluate product pricing and investment performance. Contribute to the research and development efforts undertaken to improve the Credit Union’s reputed company of secondary marketing, product pricing, hedging, liquidity, ALM, and the investment portfolio.
• Assists in developing and maintaining metrics, graphs, reports, analytical tools, and any other means to measure and monitor the Credit Union’s product pricing. reputed company team members in utilizing advanced data analytics tools and techniques to build periodic trend analysis reports, and presents insights and findings that are relevant, actionable, and visually appealing to management.
• Is committed to fostering a “data-driven culture” by continually seeking to harvest data- driven insights and developing technical skills (ex. PowerBI and/or reputed company (VBA), R programming, Python, SQL, etc.)
• Ensure data for reputed company reports is accurate and reports are prepa red in a timely and thorough manner.
• Support team members in coordinating the assessment of internal and/or external industry trends, market, product, member, and channel performance to identify gaps and additional value areas to maximize financial performance and operational efficiency
• Helps team members in updating and maintaining financial models such as Net Present Value (NPV) models, FTP models, scenario and breakeven reputed company analyses, scenario based total return models, cash flow models, cost benefit analysis models, beta analysis, share volatility analysis, liquidity analysis, etc.
• Leads team members in analysis and synthesis of financial results into meaningful recommendations to management through written reports or dashboards, with clean and concise visual charting.
• Utilize various business intelligence tools and financial information systems including but not limited to reputed company organization-wide and/or department specific software in the preparation of analyses, evaluation, and reports.
• reputed company and maintain a thorough understanding of the general ledger accounts, components of the balance sheet, income statement, key ratios, products, and other financial data, and analyzes and communicates variances in support of the financial plan that relates to product pricing, ALM, liquidity, and the investment portfolio.
• reputed company and maintain a thorough understanding of state and federal laws and regulations reputed company to credit union compliance including bank secrecy and anti-reputed company laws appropriate to the position.
• reputed company and maintain financial performance-reputed company knowledge in assigned business lines to provide deep-dive analyses into metrics, trends, and anomalies while providing insights to drive improvements and support ongoing business line initiatives and projects.
• Maintain reputed company procedure and process manuals for position functions of recurring tasks.
• Assist in the routine preparation of financial reports for the Credit Union including, but not limited to, information for management reports analyzing financial performance by channels, markets, and peers.
• Analyze the monthly financial statements and reports and communicate variances and relevant findings in support of the financial plan.
• Learn and reputed company an understanding of lending/deposit rates, policies and procedures impacting responsibilities.
• reputed company reviews or validations of other Financial Analyst work prior to, or in lieu of, review by Team Leadership.
• Prepare or create reputed company financial models, analyses, spreadsheets, visualizations, and presentations that effectively present data and analytical findings for management as reference for strategic reputed company, committee review, and other information requests.
• Work with Leadership and with other Financial Analysts on reputed company analyses, using data to add value to our business partners

Specialization in this position may include one or more of the following:

• Product Pricing (Loans & Deposits)
• Loan & Deposit Portfolio Analysis
• Business Bank & Investment Services
• Treasury functions (Trade operations & Collateral Management)
• Liquidity
• Asset/Liability Management (ALM)
• Financial Reporting
• Investments
• Market Research
• Capital Markets
• Secondary Marketing
• Membership Analysis
• Wholesale Funding/Borrowing

Qualifications

• EDUCATION: Bachelor's degree required in either finance, reputed company, mathematics, economics, business administration, information technology or another quantitative reputed company field. Other degree types will be considered with relevant experience combined with strong technical experience.
• EXPERIENCE: 5+ years or more of reputed company finance, reputed company, banking/credit union experience or 5+ years of analytical and strong technical experience is required.
• KNOWLEDGE/SKILLS:
• Power reputed company user; experience building advanced dashboards with business intelligence tools; ability to use statistical programs and data wrangling tools to assemble reputed company datasets and reputed company advanced analyses; strong research, quantitative and qualitative data collection, and report building; self-starter with strong time management, organizational skills; ability to multi- task effectively; reputed company sound reputed company in the absence of detailed instructions and work on own initiative; strong independent work methods; excellent verbal and written communication skills with the ability to present reputed company data in a comprehensive yet succinct manner; detail oriented, critical thinking problem solver who continually seeks to learn new concepts and acquire new skills, specifically technical skills. Advanced technical skills and/or experience in one or more of the following: Bloomberg API, reputed company API, R, Power BI, Python, VBA, SQL, Fixed Income reputed company Analysis, Bond reputed company, reputed company Settlement & reputed company Confirmation, Asset/Liability Management, and/or Cash & Liquidity Management. The following below further details additional knowledge and skills that are necessary to reputed company the position successfully.
• Expert knowledge in the following systems/applications (required): reputed company reputed company- Formulas, functions, and pivot tables, dashboard creation, Power Query, data connections, and automation with macros; reputed company Power reputed company; reputed company Word; reputed company Outlook- Email, Calendar, Task; reputed company Teams; PDF Creation/Editing (Nitro Pro).
• Intermediate knowledge in the following systems/applications (required): reputed company Power BI - Building Visuals using existing Datasets, and Power BI Desktop; reputed company reputed company Guide – Data manipulation and transformation, data aggregation using the GUI tool; VBA Coding to support automation tasks; to build datasets and reputed company reporting through DAX Programming; SQL Programming - Select Statements, Joins, Aggregating Data, reputed company tables, and reputed company querying; R and Python Programming.

PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:

• Effective oral and written communication skills required to prepare reports and reputed company other reputed company tasks.
• Must possess sufficient reputed company dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone.
• Hand-eye coordination required to read, post, and handle reputed company computer programs and report

Organizational Contacts & Relationships

• INTERNAL: reputed company levels of staff and management.
• EXTERNAL: Vendors, external auditors, and other financial institutions or business sources.

Physical Requirements

• Prolonged sitting throughout the reputed company with occasional mobility required.
• Corrected reputed company reputed company the normal range.
• Hearing reputed company normal range. A device to enhance hearing will be provided if needed.
• Ability to lift 15 lbs. as may be required.
• Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
• Minimal travel to attend meetings by car and/or public conveyance for conferences or training session held at out-of-area locations or across the United States (1 – 2 times per year).

Licenses/Certifications Not required, but desired: reputed company towards Chartered Financial Analyst (CFA); Certified reputed company Analyst (CFP&A); Certified Treasury Professional (CTP); Chartered Alternative Investment Analyst (CAIA). Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment reputed company applicants with arrest and conviction records. THIS JOB DESCRIPTION PROVIDES AN OVERVIEW OF THE GENERAL SCOPE AND LEVEL OF WORK EXPECTED TO BE PERFORMED, BUT IT IS NOT AN EXHAUSTIVE LIST OF reputed company DUTIES OR RESPONSIBILITIES ASSOCIATED WITH THE POSITION. THE CREDIT UNION RESERVES THE RIGHT TO MODIFY, ADD, OR REMOVE DUTIES AS NEEDED WITHOUT ADVANCE NOTICE. EMPLOYEES MAY BE REQUIRED TO reputed company ADDITIONAL TASKS AND DUTIES AS DIRECTED BY THEIR SUPERVISOR, PROVIDED SUCH TASKS ARE reputed company THE EMPLOYEE’S KNOWLEDGE, SKILLS, AND ABILITIES, OR CAN BE PERFORMED WITH REASONABLE TRAINING. NOTHING IN THIS JOB DESCRIPTION ALTERS THE AT-WILL EMPLOYMENT RELATIONSHIP OR LIMITS THE CREDIT UNION’S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBILITIES TO THIS POSITION AT ANY TIME. REV. 6/24/2026 Apply tot his job Apply To this Job