Residential Lending Specialist - Associate
Deutsche Bank is seeking a Residential Lending Specialist to manage the end-to-end process for residential mortgages and home equity lines of credit (HELOCs) within their boutique private banking environment. This role involves client interaction, application processing, pipeline management, and servicing in a fast-paced, relationship-driven setting.
Responsibilities
- Work directly with private bankers and clients to gather information and complete mortgage and HELOC applications; answer client questions and provide guidance on lending products, documentation, and timelines
- Maintain and monitor the lending pipeline to ensure timely progression of applications and track key milestones and proactively follow up with clients and internal teams
- Collect and verify required documentation (income, assets, property details) and coordinate with credit and underwriting teams to ensure accurate and timely decisions
- Prepare and deliver initial and subsequent disclosure packages in compliance with regulatory requirements (TRID, RESPA, etc.)
- Prepare closing packages and liaise with attorneys, title companies, and clients and ensure compliance with regulatory and internal requirements throughout the closing process
- Handle client inquiries related to payments, statements, and account maintenance; manage renewals, modifications, and payoff requests as needed
Skills
- Strong knowledge of mortgage regulations, documentation, and closing procedures
- Proven experience in residential mortgage and HELOC processing, preferably in private banking or boutique lending
- Bachelor's degree in Finance, Business, or related field
- Proficiency in Microsoft Excel and loan origination systems
- Active Mortgage Loan Originator (MLO) registration required under the SAFE Act
Benefits
- Health and wellbeing benefits
- Retirement savings plans
- Parental leave
- Family building benefits
- Educational resources
- Matching gift
- Volunteer programs
Company Overview