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Personal Lines Underwriter

Remote, USA Full-time Posted 2026-06-25

Auto-Owners Insurance is a top-rated insurance carrier that provides financial security to individuals and businesses. They are seeking a motivated entry-level Underwriting professional to learn about insurance coverages and make underwriting decisions.

Responsibilities

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other employees through verbal and/or written means

Skills

  • Bachelor's degree or equivalent experience
  • Ability to organize data, multi-task and make decisions independently
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • An interest in developing product knowledge through participation in approved educational programs
  • Ability to work in the U.S. without current or future sponsorship

Benefits

  • Matched 401(k)
  • Fully funded pension plan (once vested)
  • Medical, prescription, dental and vision insurance
  • Associate, spouse and child life insurance
  • Supplemental sick pay
  • Long term disability
  • Health care flexible spending accounts
  • Dependent care flexible spending accounts
  • Generous paid time off including holidays, vacation days, personal time, sick leave and parental leave
  • Adoption assistance
  • Discounts on personal insurance
  • Education matching gift program
  • A student loan assistance program
  • Gym membership and fitness class reimbursement program

Company Overview

  • We are a team of hard working associates and local, independent agents who are proud to be among the nation's largest insurers of Life, Home, Car, and Business; and consistently ranked as a Fortune 500 company since 2002. It was founded in 1916, and is headquartered in Lansing, Michigan, USA, with a workforce of 5001-10000 employees. Its website is https://www.auto-owners.com/.
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